Dominic Sitowski

Choices you can Count On

Having to make a choice between offering an attractive, robust benefits package (which digs into profits) or cutting back on total offerings (and risk losing employees to the competition) leaves many businesses caught between a rock and a hard place.

As health care costs continue to escalate, business owners can simply no longer absorb additional costs.  On the other hand, most owners don’t have the time or expertise to continually shop around for a benefits package that best suits their needs.

Build a Personal Benefits Program

…personal insurance products and services can help you:

• Realize tax savings for you and your employees.
• Communicate the value of your benefits package to retain employees and reduce turnover.
• Fill in gaps in existing benefits coverage.

Enhanced Benefits and Tax Savings

…assist you in putting into place a Flexible Benefits Plan (POP) to help ensure you are in compliance with Section 125 provisions and regulations, while reducing taxes for both you and your employees.

• Reduce payroll taxes
• Increase employees’ spendable income.

Benefit Communications

Communication + Good Benefits = Lower Turnover

A 1-on-1 meeting with a benefits counselor enables each employee to:

• Personally review their current benefits.
• Meeting individual needs.
• Consider new options.
• Understand how those options affect their paycheck.
• Understand and appreciate what you–the employer–contribute.

Easy, Time-Saving Administrative Services

Through an arrangement with CCH (Commerce Clearing House) Inc., we offer you access to CCH’s HRAnswersNow website.

• Gives you a direct link to valuable human resource policies and guidelines.
• State and federal laws and regulations.
• Explained in everyday language.

Services

• Makes offering voluntary products quick and easy.
• See a snapshot of your account and make updates to employee information in real time.
• Provides access to valuable resources and tools.
• These web-based services are designed to provide you with a quick and easy paperless billing process.

Personal Insurance Products and Superior Service

You can count on us as a long-term partner to help you:

• Keep you costs down.
• Fill gaps in your benefits programs.
• Enhance employee appreciation of what you do for them.
• Realize tax savings.
• Consider new options.